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R-Value measures resistance to heat flow — the higher the R-Value, the greater the thermal protection. Under the National Construction Code, required R-Values vary by climate zone. For most Victorian and southern NSW homes, a minimum of R2.0 to R2.5 is recommended for underfloor applications. Cooler climates including alpine regions benefit from higher values. The cost difference between R2.0 and R2.5 is modest compared to the long-term energy savings gained.